The Vista Blog

As bars, restaurants, churches and arenas were forced to shutter and people were ordered to stay at home during the emergence of COVID-19 last year, the doors on the housing market burst wide open fueled by historic low mortgage rates.

When you’re in the market for a new home, deciding between new construction or an existing house may all come down to your wish list.

Home buying is one of the most important decisions a person can make. Being aware of the various factors and concerns regarding home buying is incredibly important, so we put together a list to help. Here is what you need to know if you’re a first time home buyer:

One of the most important parts of buying that beautiful mountain home of your dreams is planning for the mortgage. Mortgages can often be confusing and understanding how the loan is calculated and the different variables involved will help you make the wisest decision possible and get yourself moved in sooner than later!

To get started you’ll need some information regarding the loan and then you can use a mortgage calculator like this one https://www.mortgagecalculator.org/ or you can get out the pen and paper and do it by hand. But what details do you need?

Although home ownership may not be the best decision for everyone, it is definitely an important choice to consider. Home ownership can be beneficial by increasing your independence, as well as paving a path toward economic stability. It can be a rewarding and satisfying experience but not one to be considered lightly. When considering a new home purchase, how do you know it’s the right time? Here are a few factors to consider when you are ready to buy a new house:

The value of your property is a complex mix of economic factors as well as highly subjective value judgments. Once all of these are considered, you may have a decent idea of what is considered valuable in the market. Are you looking to sell or buy soon? What are all the various factors, both objective and subjective, that affect the value of your property?

Depending on your personality type, finding a new neighborhood can either be exciting or overwhelming. Regardless of where you fall on the spectrum of eager versus anxious, it's helpful to begin your search by asking yourself several important questions.

These questions will guide you through your possibilities and ultimately lead you to the neighborhood that's right for you!

Let's get started...

When it comes to buying a home, most people are very familiar with applying for a mortgage, purchasing, and moving into a home that is already built. However, construction loans designed to help you build a brand new house from scratch can be a little more difficult to understand than your typical mortgage.

For most of us, buying a home is the largest purchase of our lives, and the process is far from simple.

If you've done the math, have your budget and must-haves in mind, and you're ready to choose the perfect place to live, we've put together a few things for you to consider when trying to decide the best time for you to buy a home.  

Whether you're buying (or building) your first home, searching for the perfect mountain getaway for vacations, or looking to purchase a home perfect for your golden years, homebuying can be a stressful (and exciting!) experience. It can be easy to just go with the first home that seems right, only to find some significant problems were overlooked.

It's important to be sure it really is the perfect place for you and your family! Today, we have eight essential things to keep in mind when you're thinking about buying a home.